This policy is still a draft. The final version will be published here after legal review, and any significant change will be announced.
Version: 2026-11-draft
Your account
Open your account with accurate details and keep your password private. One account is for one person; logins may not be shared.
Course content
Course videos, text and materials are for your personal learning. They may not be recorded, downloaded (where downloading is not offered), republished or sold without permission.
Payment and installments
Access is granted once payment is confirmed server to server. Price and access period are shown at checkout.
Installments are always interest-free: no interest, fee or penalty, and they add up to exactly the price.
No guarantees
FM Academy is an educational institution. No course or program guarantees income, jobs, investment results or business success, and none is a substitute for legal, tax or investment advice.
Live sessions and community
Treat everyone with respect. Harassment, hateful speech, spam or sharing other people's information may lead to removal.
Suspension or closure
We may suspend or close an account that seriously breaks these terms. You may ask us to close your account at any time.
Changes
If these terms change, the new version will be published here and significant changes will be announced in advance.